Our team of professionals have an average of 30 years of experience. Our team is comprised of past Big-4 consultants, regulators, and banking professionals. We have extensive experience across financial services, commercial, and education sectors. We understand your issues because we have been in your shoes.
Our Team
Teamwork Makes
The Dreamwork
Our Executive Team


Having been the accountable Executive in IT regulatory examinations as both a banker and service provider to Banks and Credit Unions, he has the experience and insight to know how best to prepare for and respond to such exams, which the Risk and Compliance team has incorporated in its offerings and consulting services.
Previously, Barrack served as Chief Executive Officer at iPay Technologies, LLC, a Kentucky-based bill payment processing company where he led the company through a period of explosive growth, tripling revenue and increasing profitability and the client base of community banks and credit unions substantially. A veteran to the banking industry, Barrack has led technology and compliance efforts at financial institutions over the course of his career including East West Bank, where he served as Director of Information Systems, and Community Bank, in which he led the Information Technology Group as Chief Information Officer.
Barrack resides in Henderson, Nevada and holds a Masters of Business Administration at University of California, Los Angeles. He received his undergraduate degree at Carleton College, graduating Magna Cum Laude.


Prior to joining Accume in December of 2016, Cindy held senior leadership positions with Citigroup, Deloitte LLP and JPMorgan Chase. Cindy is a graduate of St. John’s University, New York.




In her role as Managing Director, Nicole is responsible for overseeing all Accume client relationships in Pennsylvania, Maryland, Virginia, West Virginia, Delaware and the District of Columbia. In this capacity, she meets regularly with the Board of Directors, Audit Committees, Audit Committee Chair and executive management of financial institutions clients, as well as with their regulators and external auditors. She is an active participant in state banking associations and professional associations.